That sums most of it up but to be a bit more specific...
...and to be even more specific, and legalistic, in case anyone does actually sue us:
Streetbank (“SB” or “we”) and its affiliates, successors, parents, subsidiaries, assigns, licensees, and designates (collectively and individually “Streetbank” ) provide you access to the Streetbank web site (the “Site” ) subject to the terms and conditions of use set forth below (the “Terms of Use” ). Streetbank offers certain services via the Site, including, without limitation, the facility to contact other members of Streetbank (the “Services” ). You agree to read the Terms of Use carefully before using the Site or the Services. By using the Site and the Services, you agree to abide by the Terms of Use, as follows.
Streetbank is available to use free of charge. Streetbank reserves the right, at any time, to charge or modify fees for access to the Site or for any of its Services.
You are responsible for paying any applicable fees and taxes and for all hardware, software, service and other costs you may incur in connection with the Services, including costs incurred in connecting to the Sites via the Internet.
Content Guidelines. You agree not to post, upload or transmit to Streetbank’s servers any communications, text, graphics or other information (collectively, “Material”) that:
Streetbank in its sole discretion shall determine your compliance with the foregoing guidelines and reserves the right to delete from the Sites without prior notice any material that it deems to be non-complying or otherwise objectionable for any reason. Streetbank may take any action with respect to the Material if Streetbank believes, in its sole discretion, that the Material may create liability for itself or any third parties or may cause Streetbank to lose (in whole or in part) the services of its ISPs, vendors or advertisers.
Other Restrictions on Use. You shall comply with all laws and regulations applicable to your use of the Services, the Sites, and the Material. You are not permitted to use Streetbank’s name, URL, trademarks or other material in any manner, including, without limitation, in connection with “spam” email messages or newsgroup postings. For the purposes of these Terms of Use, “spam” has the meaning generally understood among Internet users, and includes without limitation unsolicited electronic mail advertisements. You may not impose an unreasonable or disproportionately large load (as determined by us in light of the load imposed by other users generally) on Streetbank’s infrastructure. You may not use any “bot” or other automated repetitive or iterative mechanism or the like to gain any sort of benefit from Streetbank or any of its affiliates.
Any third-party sites to which the Sites may link are not under Streetbank’s control, and Streetbank does not assume any responsibility or liability for any information, content, communications or materials available on such third-party sites. Unless express language to the contrary, Streetbank does not intend links contained on the Sites to be referrals to, or endorsements of, the linked third-party sites or the entities that operate them, and such links are provided for convenience only.
THE SERVICES, INFORMATION, CONTENT, OR OTHER DATA OF ANY KIND OR NATURE MADE AVAILABLE ATTHE SITES (COLLECTIVELY, “INFORMATION”) ARE PROVIDED “AS IS”, AND ALL REPRESENTATIONS ANDWARRANTIES, EITHER EXPRESS OR IMPLIED ARE DISCLAIMED, INCLUDING WITHOUT LIMITATION,WARRANTIES OF TITLE, NON-INFRINGEMENT, MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE.STREETBANK MAKES NO WARRANTY, REPRESENTATION OR GUARANTEE AS TO THE CONTENT, SEQUENCE,ACCURACY, TIMELINESS OR COMPLETENESS OF THE SITES OR THE INFORMATION OR THAT THEINFORMATION MAY BE RELIED UPON FOR ANY REASON. STREETBANK MAKES NO WARRANTY,REPRESENTATION OR GUARANTEE THAT USE OF THE SITES, THE SERVICES OR THE INFORMATION WILL BEUNINTERRUPTED, SECURE, VIRUS-FREE OR ERROR-FREE OR THAT ANY DEFECTS CAN BE CORRECTED.STREETBANK DOES NOT SCREEN OR ENDORSE ANY PERSON WHO LIST ON THE SITES, AND MAKES NOREPRESENTATIONS AS TO INDIVIDUAL CHARACTER OR CONTENT OF LISTINGS POSTED ON THE SITES BYINDIVIDUALS . NO ONE IS UNDER ANY OBLIGATION TO USE THIS SERVICE AND STREETBANK CANNOT BEHELD RESPONSIBLE FOR ANY EVENTS THAT TRANSPIRE THROUGH USE OF OUR SERVICES. STREETBANK ISNOT AND WILL NOT BE HELD RESPONSIBLE FOR ADVERSE CONSEQUENCES ARISING OUT OF CONTACTING ORMAKING ASSOCIATIONS WITH USERS OF THE SITES. ALL INFORMATION IS SUBMITTED VOLUNTARILY ANDTHIS INFORMATION WILL BE MADE AVAILABLE TO THE PUBLIC. ALL RISKS FOR MAKING THIS INFORMATIONAVAILABLE WILL BE BORNE BY YOU, THE USER. IF A DISPUTE SHOULD ARISE BETWEEN YOURSELF ANDANOTHER USER YOU RELEASE STREETBANK FROM ANY CLAIMS OR DAMAGES (ACTUAL OR CONSEQUENTIAL) OF EVERY KIND, KNOWN OR UNKNOWN, SUSPECTED OR UNSUSPECTED, DISCLOSED AND UNDISCLOSEDARISING FROM SUCH A DISPUTE. WITHOUT LIMITATION, STREETBANK SHALL HAVE NO LIABILITY FOR:
Notwithstanding any provision of these Terms of Use to the contrary, Streetbank’s total liability to you is limited to £100.
Any communication, information or other material you transmit or post to the Site, by electronic mail or otherwise (other than personally identifiable information about you), including any answers to questions, comments, suggestions, or other data supplied by you is, and will be treated as, non-confidential and non-proprietary.
You hereby grant to Streetbank a non-exclusive, worldwide, perpetual fully paid-up license to use any such communication, information or material for any purpose, including, but not limited to, reproduction, disclosure, transmission, publication, distribution, advertising, marketing, promotion, research, broadcast, display, modification, syndication, licensing and posting. Streetbank’s use of personally identifiable information, as well as Streetbank’s use of cookies and other tracking methods, is governed by the terms of Streetbank’s Privacy Policy.
By accepting the Terms of Use, you expressly consent to Streetbank’s use of your information, as enumerated in Streetbank’s then-current privacy policy, which is incorporated herein by reference. Because Streetbank’s Privacy Policy may change from time to time, you should also review it regularly for updates.
Streetbank’s Privacy Policy can be read in full in the Privacy Statement – see tab at the bottom of the page.
You represent and warrant that:
Streetbank reserves the right to terminate the use of its web site immediately and without notice for any or no cause, at any time. Without limiting the preceding sentence, Streetbank may terminate your use of the Services or access to the Sites immediately and without notice if: (a) you breach the Terms of Use; (b) you infringe the intellectual property rights of a third party in connection with the Services; © Streetbank is unable to verify or authenticate any information you provide to it, or (d) any material uploaded or transmitted by you to the Sites violates any applicable laws or rights of any third party.
The Terms of Use shall be governed by and construed in accordance with the laws of England, without regard to conflict of laws principles. You and Streetbank agree that any and all disputes arising out of or related to the Terms of Use shall be subject to the exclusive jurisdiction of the English courts.
Streetbank reserves the right to change, suspend or discontinue any aspect of the services or the Sites at any time, including the availability of any features, databases or content. Streetbank will attempt to provide reasonable notice of such changes to the Services or the Sites. Streetbank may also impose limits on features or restrict access to parts of the Sites.
Streetbank may amend these Terms of Use at any time by posting amended Terms of Use to the Sites. The amended Terms of Use shall be effective immediately upon posting to the Sites. Streetbank therefore encourages you to review these Terms of Use frequently.
Notifications of any unlawful conduct, including, without limitation, copyright or other intellectual property infringement should be sent to Streetbank’s designated agent, contact us.
Your sole remedy for any breach of these Terms of Use by Streetbank shall be an action at law for money damages, if any. In no event shall you be entitled to injunctive or other equitable relief based on any act or omission of Streetbank, or any breach of these Terms of Use by Streetbank.
These Terms of Use constitute the entire understanding of you and Streetbank with respect to the subject matter hereof. There are no understandings, agreements, conditions or representations, oral or written, express or implied, with reference to the subject matter hereof that are not merged herein, expressly referenced herein, or superseded hereby. Nothing contained in these Terms of Use shall be construed as creating any agency, partnership, joint venture or other form of joint enterprise between you and Streetbank.
The provisions of these Terms of Use are independent of each other and the invalidity of any provision or a portion thereof shall not affect the validity or enforceability of any other provision. In the event that any particular provision is found to be invalid or unenforceable, such provision shall be deemed to have been replaced.
We'll do our best to keep everyone safe and happy, but we're not making any promises. Bad stuff does occasionally happen, and we're not liable for it if it does.